VIS Capital Venture's Term Loan Program delivers nationwide access to capital for investors, bypassing the complexities and delays often associated with traditional banking institutions.
With competitive rates and terms, this program is ideal for acquisitions, refinancing, or transitioning from hard money loans to secure long-term investment solutions.
Designed with flexibility and efficiency in mind, our DSCR loans empower you to achieve your investment goals with confidence.
With competitive rates and terms, this program is ideal for acquisitions, refinancing, or transitioning from hard money loans to secure long-term investment solutions.
Designed with flexibility and efficiency in mind, our DSCR loans empower you to achieve your investment goals with confidence.
Rental/DSCR Lending Parameters
Loan Type
Purchase
Refinance
Cash-Out Refinance
Refinance
Cash-Out Refinance
Asset Type
Residential Non Owner Occupied
Commercial
Mixed Use
Warehouse
Strip Mall
Office Building
Multifamily Apartment Building
Shopping Center
Commercial
Mixed Use
Warehouse
Strip Mall
Office Building
Multifamily Apartment Building
Shopping Center
Loan Size
$500,000 Minimum
Loan Term
5yr, 10yr, 30yr FRM
Interest Rate
Based on loan term, leverage, FICO and market conditions.
LTV (Loan to Value)
Up to 80% Purchase & Refinance
Up to 75% Cash-Out Refinance
(Certain programs allow for 90% CLTV with seller carry)
Up to 75% Cash-Out Refinance
(Certain programs allow for 90% CLTV with seller carry)
Closing Timeline
As little as 3 weeks
Amortization
25yr-30yr
Minimum FICO
No Minimum FICO
(adjustments to rate & term)
(adjustments to rate & term)
Document Requirements
No Income Documentation Required
Residency
We Lend to Foreign Nationals